Actinic Online have made Actinic Payments available for all of their users having been in Beta for the last six months. Actinic Payments makes it easy to set up, accept and manage payments from all major credit cards including Visa, Mastercard, American Express, Maestro and Delta.
You’ll still need a merchant banking facility for online payments, but there are several advantages to using Actinic Payments for your website.
Firstly the fees are low, between 16p and 40p per transaction but importantly there is no percentage charges or monthly fees from Actinic – the only other fee you’ll pay is from your bank. Crucially there is only one point of contact for support for both your website and for payment processing. If something isn’t working then Actinic can help you to resolve any technical or operational issues.
Managing payments is made easy, all of the third man authentication information is provided directly within Actinic Online alongside your customer’s order. You can refund, void and commit pre-authorised payments from your admin console with no need to log into a third party gateway payment website to manage payments.
For the technical bit, Actinic Payments is 100% PCI-DSS compliant (to level 1), offers a sophisticated fraud screening service as well as 3D Secure (Verified by Visa and MasterCard SecureCode), AVS for verifying a customer billing address and CVV2 (the 3 digit card verification number). Actinic Payments is powered by Credit Call .
The real killer selling point is that once you have a merchant account number that can be used for Internet payments and your Actinic Online account is opened then Actinic set up Actinic Payments for your website and you have no integration work to do. Everything is done for you and you’re ready to start selling.
