PayPal launches a cashback credit card

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As PayPal is increasingly turning its eyes to the high street and offline spending And now they’ve got a new weapon in that arsenal: the humble plastic credit card. PayPal has joined with Synchrony Financial to launch the Mastercard cash back credit card. And the terms are pretty attractive. It offers 2% cashback on all purchases offline and online.There’s no annual limit, no minimum redemption amount, no expiration of cashback and no restriction on how to spend rewards. You can find the FAQs here.

Successful trials of the new cash back card have been successful according to Darrell Esch, VP commercial officer, global credit. He says: “Our goal is to provide our customers choice and flexibility in how they pay when making purchases – whether online or in store. The PayPal Cashback Mastercard provides our customers with another innovative consumer credit option, making the payment experience seamless for each customer’s unique lifestyle.”

The terms of the cashback credit card are interesting but it’s not necessarily as new or innovative as it first appears. A PayPal UK credit card went on the market at least ten years ago and enjoyed limited success. And, of course, PayPal does also offer a contact debit card. It’s also not the only recent association between PayPal and MasterCard. Last month we wrote: PayPal and Mastercard collaborate further in SE Asia.

As it stands this new product from PayPal appears to be only available in North America.

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