Spotted by a French retailer, it would appear that on eBay France you can now accept payments by Bank Transfer (Virement bancaire).
Bank transfer is much loved by the Germans, whilst the French have perversely insisted on retaining and using paper cheques, so to see France being dragged away from paper (cheque payments are still available) and into the digital age is in itself interesting.
Even more intriguing on the French help page, eBay says that “Members wishing to pay by bank transfer for their purchases made on eBay now need your IBAN code. We have simplified this page by deleting your old bank details. These bank details will be displayed only to buyers when finalizing the purchase to enable them to pay for the item.”
We’ve searched for a similar facility on eBay UK but bank transfer doesn’t appear to exist. We’re surmising that in the UK most people now have a PayPal account but that’s not quite so true in France and so making payments easier is a priority.
It might be fair to wonder when Bank Transfer payments might come to the UK but it’s worth remembering that since the two companies split eBay have an agreement with PayPal undertaking to ensure a high percentage of eBay purchases will be paid with PayPal. With that in mind it’s unlikely we’ll see Bank Transfers (even through there are no fees for them!) in the UK any time soon.
I thought the “Bank Transfer” method of payment (in the UK at least) was considered unsafe as a way of making payments for your eBay purchase, but then that was mainly when eBay & PayPal were “hand in glove”.
It’s the prefered method of payment for scammers “selling” (not) cars on eBay , as highlighted by the “Romanian car scam” Police operation, seen on ITV a few weeks ago.
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